1 c  (4-oz) shredded monterey
Jack cheese
1/4 c  Salad dressing/mayonnaise
2 tb Chopped carrot
1 tb Chopped green onion
1 tb Chopped red pepper
6    Pre sliced frozen plain
Toasted mini-bagels

Combine all ingredinets except mini-bagels; mix well. Spread on
mini-bagels; broil until cheese is melted.